Your access to, browsing of or use of this website (the "Site") is subject to the following terms and conditions (the "Terms of Use") as well as all applicable laws. Please read the Terms of Use carefully. By accessing, browsing or using the Site, you accept and acknowledge your assent to, without limitation or qualification, the Terms of Use. If you do not agree to the Terms of Use, then please do not access, browse or use the Site.

In addition, the Site contains Forward Looking Statements which involve risks and uncertainties, and also contains, refers to, or provides links for Press Releases, the Company’s Financial Statements, the Company’s Summary Report, Investor Presentations, and other information which also involve risks and uncertainties and should only be read in conjunction with the cautionary statements and disclaimers contained in this section and in the Company’s reports filed with the Securities and Exchange Commission. Therefore, please refer to and read carefully those cautionary statements and disclaimers in conjunction with information contained in or referenced by the Site.

1.) Cautionary Statements, Disclosures and Disclaimers

a. Press Releases

The information accessible in our press releases speaks only as of the particular date or dates included in such press releases. The information in the press releases may have become out of date. BFC Financial Corporation does not undertake an obligation, and disclaims any duty, to update any of the information in the press releases. Certain statements made during the press releases may constitute forward-looking statements with respect to plans, projections and/or future performance of BFC Financial Corporation. Actual results, performance or achievements could differ, or may have differed, materially from those expressed or implied by those statements. Forward-looking statements are based largely upon the expectations of BFC Financial Corporation and are subject to a number of risks and uncertainties that are subject to change based on factors which are, in many instances, beyond BFC Financial Corporation's control. The risks, uncertainties and factors that could affect BFC Financial Corporation and its financial results are discussed more fully in BFC Financial Corporation's reports filed with the Securities and Exchange Commission.

b. SEC Filings

The financial statements accessible on this website are based on information released by the relevant company as of the particular date or dates included in those documents. You should be aware that this information speaks only as of that date and may have become out of date. BFC Financial Corporation does not undertake responsibility for supplementing, updating, or correcting any such information.

c. Annual Reports

The annual reports accessible on this website are based on information released by BFC Financial Corporation as of the particular date or dates included in those documents. You should be aware that this information speaks only as of that date and may have become out of date. BFC Financial Corporation makes no representations or warranties with respect to the information contained herein and take no responsibility for supplementing, updating, or correcting any such information.

d. Investor Presentations

The information accessible in our presentations speaks only as of the particular date or dates included in such presentation. The information in the presentations may have become out of date. BFC Financial Corporation does not undertake an obligation, and disclaims any duty, to update any of the information in the presentations. Certain statements made during the presentations may constitute forward-looking statements with respect to plans, projections and/or future performance of BFC Financial Corporation. Actual results, performance or achievements could differ, or may have differed, materially from those expressed or implied by those statements. Forward-looking statements are based largely upon the expectations of BFC Financial Corporation and are subject to a number of risks and uncertainties that are subject to change based on factors which are, in many instances, beyond BFC Financial Corporation's control. The risks, uncertainties and factors that could affect BFC Financial Corporation and its financial results are discussed more fully in BFC Financial Corporation's reports filed with the Securities and Exchange Commission.

e. FAQ

The FAQ page is provided by BFC Financial Corporation and may be used for informational purposes only. BFC Financial Corporation does not warrant the accuracy or completeness of the materials or the reliability of any advice, opinion, statement or other information displayed or distributed through this page.

f. Forward Looking Statements

Certain statements in this Web site or in documents referred to or linked from this Web site may constitute Forward Looking Statements with respect to plans, projections and/or future performance of BFC Financial Corporation. Actual results, performance or achievements could differ, or may have differed, materially from those expressed or implied by those statements. Forward-looking statements are based largely upon the expectations of BFC Financial Corporation and are subject to a number of risks and uncertainties that are subject to change based on factors which are, in many instances, beyond BFC Financial Corporation's control. The risks, uncertainties and factors that could affect BFC Financial Corporation and its financial results are discussed more fully in BFC Financial Corporation's reports filed with the Securities and Exchange Commission.

2.) Copyright. All designs, text, graphics, the selection and arrangement thereof, and all code and software on and in the Site are Copyright © 2003, BFC Financial Corporation, (the "Company"). All rights reserved. You should assume that the underlying code and everything you see or read on the Site (collectively, the "Information") is copyrighted unless otherwise noted. The Information may not be used other than in accordance with the Terms of Use without the prior written consent of the Company. The redistribution, retransmission, republication, sale or commercial exploitation of the Information is expressly prohibited without the prior written consent of the Company, except that you may view and download one copy of the Information to one computer for your own personal, non-commercial use only, provided that you do not delete or change any copyright, trademark, or other proprietary notices. The Company neither warrants nor represents that your use of the Information will not infringe upon the rights of third parties not owned by or affiliated with the Company.

3.) Trademarks. The trademarks, logos, and service marks (collectively, the "Trademarks") displayed on the Site are registered and unregistered Trademarks of the Company and others including the Company's subsidiaries and affiliates. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Site without the prior written consent of the Company or such third party that may own the Trademarks displayed on the Site. The Trademarks displayed on the Site may not be used other than in accordance with the Terms of Use. You are also advised that the Company will aggressively enforce its intellectual property rights to the fullest extent of the law, including seeking criminal prosecution.

4.) ERRORS AND OMISSIONS. THE COMPANY IS PROVIDING THE SITE AND THE INFORMATION ON AN "AS-IS" BASIS AND MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WITH RESPECT TO THE SITE, THE INFORMATION OR ANY SITE THAT IS HYPERLINKED HERETO, INCLUDING WITHOUT LIMITATION, THE ACCURACY OF THE INFORMATION. ALTHOUGH THE COMPANY USES ITS BEST EFFORTS TO PROVIDE INFORMATION THAT IS ACCURATE, THE COMPANY ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE INFORMATION AND DOES NOT UNDERTAKE, AND DISCLAIMS, THE DUTY TO CORRECT OR UPDATE THE INFORMATION. THE INFORMATION MAY NOT BE CURRENT ON ANY GIVEN DATE.

5.) DISCLAIMER OF LIABILITY. YOUR ACCESS TO, BROWSING OF OR USE OF THE SITE IS AT YOUR OWN RISK. NEITHER THE COMPANY OR ANY OF IT'S SUBSIDIARIES OR AFFILIATES NOR THEIR RESPECTIVE SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES, REPRESENTATIVE OR AFFILIATES NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SITE OR THE INFORMATION SHALL BE LIABLE FOR DAMAGES, LOSSES, OR CLAIMS, INCLUDING WITHOUT LIMITATION, (A) INDIRECT, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES, (B) LOSS OF OR DAMAGE TO DATA OR COMPUTER EQUIPMENT, (C) LOSS OF OR DAMAGE TO INCOME OR PROFITS, (D) LOSS OF OR DAMAGE TO PROPERTY OR (E) CLAIMS OF ANY PARTIES, WHETHER BASED IN LAW OR IN EQUITY OR ON STATUTE, CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, FOR ANY REASON ARISING OUT OF OR IN CONNECTION WITH THE ACCESS TO, BROWSING OF OR USE OF THE SITE, THE INFORMATION OR ANY SITE HYPERLINKED HERETO, INCLUDING WITHOUT LIMITATION, ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INACCURACY, INTERRUPTION, DEFECT, DELAY IN OPERATION OF TRANSMISSION, VIRUS OR OTHER HARMFUL COMPONENT, OR LINE FAILURE. PLEASE NOTE THAT SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

6.) Off-Site Links. The subsidiary, affiliate and third-party sites hyperlinked to or from the Site are not under the control of the Company. The Company has not reviewed any or all of the subsidiary, affiliate or third-party sites hyperlinked to or from the Site. The Company does not make any representations regarding, and is not responsible for, the content or accuracy of any subsidiary, affiliate or third-party sites hyperlinked to or from the Site. The products and services which can be accessed, purchased or obtained through such subsidiary, affiliate and third-party sites are from persons or entities other than the Company. The Company does not make any representations or warranties of any kind, including warranty of merchantability or warranty of fitness for a particular purpose, with regard to such services and products. If you chose to hyperlink to or from any subsidiary, affiliate or third-party site hyperlinked to or from the Site, then doing so shall be at your own risk.

7.) Prohibited Jurisdictions. The Company does not authorize the downloading or exportation of the Information or any software or technical data from the Site to any jurisdiction prohibited by United States export control laws or to any jurisdiction which prohibits the downloading or exportation of such Information or data.

8.) Choice of Law, Jurisdiction, and Venue. The Site, the Information, the Terms of Use, any suit, action or proceeding arising out of, or with respect to, any of the foregoing, or any judgment entered by any court in respect thereof, shall be governed by and construed in accordance with the laws of the State of Florida without regard to choice of law rules. Any suit, action or proceeding arising out of, or with respect to, the Site, the Information or the Terms of Use, or any judgment entered by any court in respect thereof, shall be brought exclusively in the courts of Broward County, Florida or in the United States District Court for the Southern District of Florida situated in Broward County, Florida. All parties hereby consent to personal jurisdiction in the State of Florida, acknowledge that venue is proper in the courts of Broward County, Florida or in the United States District Court for the Southern District of Florida situated in Broward County, Florida, and waive any objections that may exist, now or in the future, with respect to any of the foregoing.

9.) Amendments. The Company may at any time and without notice revise the Terms of Use by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms of Use to which you are bound. You should also know that the Company continuously revises the Information.

10.) Severability. In the event that any one or more of the provisions contained in the Terms of Use shall be declared invalid, void or unenforceable, the remaining provisions of the Terms of Use shall remain in full force and effect, and such invalid, void or unenforceable provision shall be interpreted as closely as possible to the manner in which it was written.